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Ensuring more Canadians have access to a home they can afford.

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Get reliable access to mortgage funding and insurance for residential and multi-unit properties.

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Contributing to the Well-Being of Canada's Housing System

CMHC contributes to the well-being of Canada's housing system. We provide housing finance solutions and we provide lenders reliable access to mortgage funding. Our commitment extends to providing crucial research and data to inform decisions for better housing sector outcomes. And, we deliver housing programs for the Government of Canada.

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Access to CMHC funding, research, knowledge and expertise to help make affordable housing a reality.

Consumers

Explore homebuyer and rental guides, use mortgage calculators, renovation and maintenance tips.

Financing

Contributing to the well-being of the housing system by providing housing finance solutions.

Research

Providing essential, impartial research, data and expertise to inform the housing system.

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Helping the Government of Canada deliver on its commitment to make housing more affordable.

New and Noteworthy

Residential Mortgage Industry Report — Fall 2024

Whether you're a policymaker, financial analyst, or industry leader, CMHC's Residential Mortgage Industry Report can help you stay ahead in the rapidly changing residential mortgage landscape. Explore the latest trends affecting housing finance, borrower preferences and market risks.

Download

Housing Supply Report — Fall 2024

Housing starts in the 6 largest CMAs rose 4% in early 2024, among the strongest on record. However, they weren't enough to meet growing demographic demand.

Learn more

2024 Housing Market Outlook

Explore our housing forecasts for affordability, supply and other key housing issues and find the latest trends in Canada's housing market.

Read now

2024 Rental Market Report

Explore the challenges faced by Canada's rental market — see the driving factors, population growth impact and competitive markets.

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2023 Northern Housing Report

Our in-depth analysis of housing market conditions in Whitehorse, Yellowknife and Iqaluit reveals unique challenges and trends.

Learn more
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